About Our Home Insurance, Business Insurance, & Car Insurance Agency
In Belmont, Charlotte, Gastonia, Shelby, NC, Rock Hill, Columbia, SC, and the Surrounding Areas

Watson Insurance Agency Provides Insurance that Fits Your Needs.

Protecting what’s important since 1934.

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One size fits all doesn’t apply when it comes to insurance, which is why every client gets our undivided attention. Here at Watson Insurance Agency, we take a proactive approach when helping you develop a strategy to address all your insurance needs.

Three generations of professional service and trusted relationships.

When Watson Insurance Agency opened its doors in 1934, Thomas Craig Watson, Sr. had a vision of a full-service agency that would provide not only effective risk management techniques and comprehensive insurance for all client needs, but a personal relationship with each customer. Many years and three generations later, we are proud to uphold this same vision.

Leaders in the insurance industry.

With offices in North Carolina and South Carolina, Watson employs over 40 associates who take pride in remaining leaders in our industry through their commitment to furthering their education and continually adapting to new, innovative technologies. Our dedication to remaining at the forefront of technology and industry change allows us to provide our customers with real-time, online policy management and claims services.

One of the region’s largest independent agencies.

As one of the largest independent agencies in the Southeast, Watson is partnered with over 30 top-rated, financially sound insurance companies. Through partnering with these prominent carriers our dedicated staff can explore many options to tailor an insurance program that best fits your needs. Call us today so we can help you protect what’s important!

With four offices across North Carolina and South Carolina, we are proud to serve residents and businesses with quality insurance solutions.

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Family Smiling, Sitting for Photo in Back of Car's Trunk with Auto Insurance in Rock Hill, SC

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As an independent agency, we are here to help you find the right coverage.

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Our Mission Statement

At Watson Insurance Agency, we recognize that everyone encounters challenges along the way and strive to anticipate those situations as they occur. Our only goal is to keep you and your loved ones protected with the policies you need.


years’ combined experience


years in business


experienced insurance professionals


trusted insurance companies

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

Get a Quote

It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!